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1-Why Bankruptcy – Updated-10-7-14

Bankruptcy Can Stop: CC-BY

Wage Garnishment

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Creditor Harassment

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Chicago Parking Tickets

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Car Reposession

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The Chicago Boot

Social Proof

“I want to personally thank you for caring enough to handle both my Chapter 7 and then 13. You and your staff are very professional and caring people!”
– Patricia H.
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Chapter 7 – Intro

Chapter 7

Chapter 7

Also known as “total bankruptcy” or “liquidation bankruptcy”, Chapter 7 of the Bankruptcy Code allows consumers to erase unsecured debts such as credit cards, payday loans, and medical bills.

Get rid of all of your unsecured debt such as credit card bills, payday loans, medical bills, utility bills, and judgments ! Get a fresh start, and start to REBUILD your CREDIT!

Social Proof 2

“Please let me take this time to thank you for helping me in my time of need. I am back on track and God has answered my prayer.”
– Shirley M.
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Chapter 13 – Intro

Chapter 13

Chapter 13

Sometimes called “the repayment plan,” Chapter 13 is appropriate for people who have fallen behind on house or car payments.

Sometimes called a “repayment plan”, Chapter 13 can stop the bank from foreclosing on your home, and get you YEARS to catch up on past due mortgage payments, while protecting your home! Chapter 13 also stops your car from being repossessed, and may even be able to lower your car payment while you KEEP YOUR CAR! There are many types of Chapter 13 plans, and our experienced staff will guide you and be able to tell you whether you qualify for a percentage plan where you ONLY pay a small percentage of your debt, while keeping all of your assets, including your house and your car…

A Chapter 13 will help you get your license reinstated right away, if it has been suspended for parking tickets! Our staff will give you the exact steps necessary to get your license reinstated after you file your Chapter 13.

We have been helping people keep their homes and cars for years with the Chapter 13, and we can help you too.

Social Proof 3

“I don’t often have an opportunity to refer anyone to a bankruptcy lawyer, but you can be sure that any future referrals I make will be with your office.”
– Nan G.

3-Meet the Team

Meet the Team:

Rae Kaplan

Rae Kaplan


Tim Spruce

Tim Spruce



Contact Forms

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